Corporate versus Government Health Insurance

I am against health insurance - it adds nothing to health care except cost - and should be banned as a ponzi scheme.  Not having insurance companies to pay the bill would lower health care costs because hospitals would have to be competitive and charge what their customers can pay - or go out of business.  Health insurance, itself, is actually a form of corporate Socialism where the policy holders pool their health dollars while the corporation handles the money and takes a hefty cut for themselves.

It is proper to rely on government to help with things that individuals cannot do themselves - roads, bridges, libraries, a military, snow removal in the North, hurricane cleanup in the South, etc.  Having government run health insurance would replace government overhead with the current usurious corporate overhead but, at least, citizens, through their elected Representatives would have a voice.